Get the Right Coverage for What Medicare Doesn’t Pay

Medicare Supplement (Medigap) Plans in Kansas City

Fill the Gaps in Your Medicare Coverage—Without the Surprise Bills

Original Medicare leaves gaps in coverage, leading to out-of-pocket expenses. Medicare Supplement Insurance (Medigap) helps cover copayments, coinsurance, and deductibles, so you can have peace of mind about your healthcare costs.

01.

Lower Out-of-Pocket Costs

Covers copayments, coinsurance, and deductibles that Medicare doesn’t pay.

02.

Simple & Straightforward Coverage

No hidden fees, referrals, or complex policies—just easy-to-understand benefits.

03.

Coverage While Traveling

Many Medigap plans offer international emergency healthcare benefits.

04.

Visit Any Doctor Who Accepts Medicare

No network restrictions—see any healthcare provider across the U.S.

05.

Extended Hospital & Skilled Nursing Care

Some plans offer extra coverage for hospital stays and rehabilitation.

06.

Guaranteed Renewable for Life

As long as you pay your premium, your plan can’t be canceled due to health changes.

Who Is Ready for a Medicare Supplement Plan?

Medicare Supplement plans are best for people who:


Are Enrolled in Original Medicare

You must have Medicare Parts A & B to sign up for a Medigap plan.

Want to Avoid Surprise Medical Bills

If you prefer predictable costs over unexpected out-of-pocket expenses, Medigap can help.

Travel Often or Live Part-Time in Different States

Since there are no provider networks, you can get care anywhere Medicare is accepted.

Prefer More Comprehensive Coverage

Medigap plans fill gaps that Original Medicare leaves behind, including hospital costs and doctor visits.

Are Planning for the Future

Unlike Medicare Advantage, Medigap plans don’t change their benefits each year.

How to Enroll in a Medicare Supplement Plan

Step 1: Choose the Right Plan

Compare plans to see which one best fits your medical needs and budget.


Step 2: Apply During Your Open Enrollment Period

The best time to enroll is during your 6-month Medigap Open Enrollment Period after enrolling in Part B.


Step 3: Get Expert Guidance (for Free!)

We help you compare plans without pressure or confusion—so you can make the best decision.

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FAQs About Medicare Supplement Plans


  • How does Medigap work with Original Medicare?

    Medicare Supplement plans work alongside Original Medicare, paying for costs like copayments and deductibles.

  • Can I use Medigap with a Medicare Advantage plan?

    No. If you enroll in a Medicare Advantage plan, you cannot have a Medigap plan at the same time.

  • When is the best time to enroll in a Medigap plan?

    Your 6-month Medigap Open Enrollment Period starts when you’re 65 and enrolled in Part B. During this time, you can’t be denied coverage for health reasons.

  • Do Medicare Supplement plans cover prescription drugs?

    No, Medigap plans do not include prescription drug coverage. You’ll need a separate Medicare Part D plan for medications.

  • Will my Medigap plan change each year?

    No. Unlike Medicare Advantage plans, Medicare Supplement benefits remain consistent year after year.

  • How do I find the best Medigap plan for me?

    That’s where we come in! We compare all available plans to help you find the one that fits your budget and health needs.

Still have questions? We're happy to help!